Heritage Short Term Loans

Instant Short Term Loans

RECOMMENDED – Boodle
Boodle is the short term loan provider with some real South African flavour! Quick loans of up to R 8000 with 41 days to repay!

  • R2,500 for new customers, and up to R8,000 for existing customers
  • Instant decision 24/7 & NO paperwork
  • Up to 41 days repayment period
  • Also available on mobile
  • APPLY NOW

Get Quick Financial Aid with Heritage Loans

When you need cash in a hurry and you do not have extra cash available, what do you do? Your first instinct is to turn to a relative or friend and see if they can lend you whatever they can spare. Things will be all right if they can aid you in an emergency, but what if they can’t? Across South Africa are several micro lenders that are ready to quickly provide financial aid for persons who are facing emergency cash problems.

About Heritage Loans

Heritage Loans is a micro lender that operates online and onsite. It provides secured short-term loans with collateral. They provide quick financial aid to South Africans, whether they have good or poor credit status as well as to persons who were blacklisted. They accept all kinds of collateral and boasts of loan approval within 15 minutes. The company has a solid presence in South Africa despite having a small market share.

Heritage Loans and Services

While Heritage Loans offers flexible short-term cash loan solutions, they require security from their borrowers. They accept valuable assets such as works of art and collectibles, electronics, jewellery, motorised vehicles and other items of value. Since they offer secured loans, borrowers are assured of 100% loan approval.

The secured loans have lower interest rate (as low as 3%), making it easier to pay. Of course it is understood that the interest rate will depend on the amount of loan and the length of payment.

While it is easy to get a short-term loan from Heritage Loans, you still have to think about your ability to pay. Your security might be worth more than the loan amount you’re applying for, so think about its worth because you will lose it if you cannot pay off your loan. While you can also get a loan amount that is commensurate to the amount of your security, it is more difficult to repay a bigger loan.

Remember that when a loan has security, the risk is heavier on your part. Heritage Loans will take away your immediate cash problem, but make sure that you also understand your responsibility as a borrower.

Contact Information

34 Smith Main
Port Elizabeth
Eastern Cape
South Africa

Phone: 076 780 2377 / 071 962 1663

Opening Hours

Monday: 8:00 AM – 5:30 PM
Tuesday: 8:00 AM – 5:30 PM
Wednesday: 8:00 AM – 5:30 PM
Thursday: 8:00 AM – 5:30 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 11:00 AM – 3:30 PM