Operating out of Cape Town, FinChoice is a well recognized South African loan provider. FinChoice has a flexible program of personal loans, with a selection of amounts to borrow and a variety of pay back options. FinChoice is aware that you, as a prospective loan borrower, have many loan companies from which to choose.
Because of this, FinChoice has made their interest rates as competitive as possible, to ensure that if you go with them, you will be keeping your fees and rates down to the bare minimum. FinChoice has on their staff financial experts who are able to assess your financial situation and come up with the best loan option for you.
FinChoice makes it a point to always be transparent with what they do, and in their services with their clients they place high value on integrity and honesty.
FinChoice Financial Services
FinChoice specializes in personal loans, and they offer a wide array of different personal loan packages. FinChoice understands that while you may need a quick burst of cash up front, you may need some time to gather the money to pay the loan back. In light of this, the repayment plans with FinChoice are on the longer side. Concerning the payback period, you may choose a one month plan, six month plan, a twelve month plan, a twenty four month plan, and even a thirty six month plan. Along with a flexible payback period, FinChoice offers competitive interest rates such that their repayment options are kept low. The online application form is easy to understand and rather quick, so if you are interested in getting the cash you need, with affordable rates and a flexible payback period, you might consider applying for a loan with FinChoice.
Any loan you have with FinChoice will be able to be managed easily by way of their online loan system. Log in anytime to check the details on your loan. Along with this you will also be granted a free insurance cover. The personal loans offered from FinChoice will be secure and lawful, as they are a registered loan provider and have a stellar reputation. Being a member of the Hollard Group further supports their good reputation.
FinChoice Loan Details
As mentioned above, the payback period with a FinChoice loan is very flexible, being anywhere between one month and three years. Along with this flexibility comes the flexibility of the amount of cash you may borrow in your loan. Specifically, the personal loans from FinChoice can range from R100 all the way up to R30000. Therefore, no matter if you need just a bit of cash, or a rather large sum, FinChoice will be able to help you while you are in financial need.
When it comes to interest rates, these will depend on the payback period that you choose. In general, a shorter payback period will lower your overall interest rates, while a longer period will raise them. The interest rates will be fixed, along with the monthly installments, and this means that there will be no unpleasant surprises concerning the charges.
There are three main loan packages that have proven to be popular with FinChoice clients.
KwikAdvance is a loan package that is normally used when clients need a small burst of quick cash. Here you can borrow up to R2500, and you will pay back the loan on your next pay day.
With the Flexi Loan package, you borrow up to R8000 and have the option to pay back the loan within six months.
Finally, the Premier Loan package allows you to borrow up to R30000 with the option of paying this back within twelve, twenty four, or thirty six months.
Apply for a FinChoice Loan
FinChoice prides itself on getting the cash that you apply for into your bank account as soon as possible. The application process should only take ten minutes and there will be a customer service representative there to lead you through the process step by step. Oftentimes, loan companies leave you on your own to fill out their application online, but not so with FinChoice. There application is done by way of telephone, so you will be speaking to a representative during the process.
This method has proven not only to be the easier option for clients – since they can ask any questions they may have directly – but it has also been proven to speed up the application process. As mentioned, this process should take around ten minutes. Once this is finished, you will be asked to send over the required documents which they will specify. If you accept the loan offered, you can find the cash in your account within twenty four hours.
FinChoice Contact Details
To learn more about the loans from FinChoice you can visit their website. To apply for a loan, telephone them. For any inquiries you may have, you may telephone or fax FinChoice. If you would like to speak to a representative in person, you may visit their main location.
Telephone: 0861 346 246
Fax: 021 680 8260
Location: Private Bag X50, Claremont, 7735, South Africa