Dube Loans is an online shortterm loans provider operating out of the Eastern Cape in South Africa which specializes in unsecured loans and payday loans.
If ever you are in need of quick extra cash, Dube Loans is well worth considering. Dube Loans pride themselves with innovative technology and a friendly staff. With cutting edge online technology, and a quick application process, Dube Loans provides very fast processing time.
Normally the loans have an approval rate of well under one hour. With its online system, Dube Loans is able to provide its services to South Africans throughout the country by simply logging into their website. If, during any point in the application process, assistance is required, the staff at Dube Loans will be ready to help. The staff is experienced and personable, and is always available to guide clients through each step of the process.
Dube Loans – professional lender you can trust!
Dube Loans also works in accordance with the Credit Act, and is therefore a responsible lending service which will only lend what the customer can afford to pay back. This provides a safety net for the applicant to ensure that they will not be overly burdened with their loan debt.
Payday loans are granted based on the applicant’s affordability, and by calculating the credit history of the applicant the loan will be adjusted accordingly. Regardless of what that credit history may be, a suitable sized loan will be found. Unsecured personal loans will be provided to applicants that meet the required criteria. These requirements are not overly strict, and perhaps most notably, those applicants who have been previously blacklisted are still welcome to apply. Overall, those looking for a quick loan with a short turnaround time, and the ease of an intuitive online application process, ought to consider Dube Loans.
How to apply with Dube Loans
Dube Loans has made the application process as quick and easy as possible. If you have internet access and are over 18 years of age you can get started on your application immediately. There are a few requirements that need to be met in order to complete your application.
Firstly, you must be a citizen of South Africa, with a valid identification. You also must be employed permanently, and you must also have a bank account into which your salary is deposited each month. During the application process, Dube Loans will ask you to supply three recent bank statements from that bank account, as well as a recent pay slip. These details are asked for in order to calculate the right loan for your financial situation, so that it will be adjusted to your affordability level.
More specifically, to apply for a loan from Dube Loans, go straight to their website and complete the online application form. Shortly after you submit this, the friendly staff at Dube Loans will contact you by telephone to complete the process. Once this step is then finished, you will be eligible to be approved for the loan, which will normally take no more than one hour. If you are happy with the terms of the approved loan, you can agree to it by email or signed contract, and Dube Loans will immediately place the money into the bank account which you have provided them. The entire application process is extremely quick and the staff is with you each step of the way.
Once you have applied for a loan from Dube Loans, and they have successfully received the information which they require, your details will be stored in their database. This will allow you to re-apply for a loan anytime in the future with the greatest ease.
How much does a Dube Loan cost?
The amount of the loan that will be granted by Dube Loans will be dependent on the applicant’s financial situation. As mentioned, regardless of your situation all are welcome to apply, and the loan offered will be adjusted accordingly. In general, loans can be anywhere between R500 and R8000. These loans are suitable for applicants looking for a quick turnaround time, and the normal terms of the loans will be between one and six months.
Since Dube Loans offers the shortest loan term this in turn ensures that the interest rates are kept to the bare minimum. The entirety of the loan normally must be paid back within 35 days, or by the time of your next pay check. Not only are the interest rates are kept low, but the terms are fixed to ensure no unpleasant surprises. Repayments are done by way of debit order, so for the repayment plan you will need a bank account that provides debit order functionality.
It is also recommended that you keep adequate funds in your bank account during the repayment period to ensure that the loan is paid in time, in order to avoid raising your interest and being charged late fees.
Dube Loans Contact Details
To apply for Dube Loans, or to simply learn more about their services, you can visit their website, speak with them on the telephone, or contact them by email.
Telephone: 042 2880 167