Credit Cards

Here at ShortTermLoans24, we normally offer advise and comparisons on short term loans, payday loans or even personal loan offerings but have found that more and more visitors ask us about the various credit card offerings available in South Africa!

As such, our team has gone and compared some of South Africa’s favourite credit cards based on such factors as benefits, interest rates, max credit amount, minimum monthly installments and quite a few others! Whilst some of these factors change depending on your personal credit score, it maybe well be worth considering a credit card before applying for a loan online as it could give you longer payback periods and more flexibility around the repayment cycle.

Best Credit Cards South Africa – Updated January 2018

Woolworths Black Credit Card


Benefits:
* 3% back in vouchers
* up to 55 days interest free
* 2 Free Coffees/mth

Full list of benefits here.
Application Criteria:
*Be 18 years of age or older
*Have a valid RSA ID number
*Earn in excess of R41,666 per month

Apply Now
Cost: R68.50/mth Interest Rate: 21% Minimum Monthly Instalment: 5%
Woolworths Gold Credit Card


Benefits:
* 2% back in vouchers
* up to 55 days interest free
* 1% cashback on fuel/mth

Full list of benefits here.
Application Criteria:
*Be 18 years of age or older
*Have a valid RSA ID number
*Earn in excess of R3,000 per month

Apply Now
Cost: R50.00/mth Interest Rate: 21% Minimum Monthly Instalment: 5%
Woolworths Silver Credit Card


Benefits:
* 1% back in vouchers
* up to 55 days interest free
* 1% cashback on fuel/mth

Full list of benefits here.
Application Criteria:
*Be 18 years of age or older
*Have a valid RSA ID number
*No minimum salary required

Apply Now
Cost: none Interest Rate: 21% Minimum Monthly Instalment: 5%
BlueBean Credit Card

BlueBean has moved you forward by converting your BlueBean Credit Card account to a Standard Bank Gold Credit Card account.
Top